Featured Title Company – Investors Title
Investors Title Company is the top locally owned provider of title insurance and closing services in Missouri. Whether you are purchasing, selling or refinancing your home or investment property, you can rely upon our four decades of industry knowledge and expertise to handle your transaction with the utmost care and professionalism.
Our team of passionate title professionals guides you through every step of the title process—from the minute we receive your contract to the day you close. With unrivaled expertise in the title insurance field, Investors Title is equipped to overcome the complex title challenges our competitors cannot.
What is Title Insurance?
Owning real estate is one of the most precious values of freedom in this country. You want the assurance that the property you are buying will be yours. Other than your mortgage holder, no one else should have any claims or restrictions against your home.
Title insurance is issued after a careful examination of the public records. But even the most thorough search cannot absolutely assure that no title faults are present, despite the knowledge and experience of professional title examiners. In addition to matters shown by public records, other title problems may exist that cannot be disclosed in a search. Title insurance eliminates any risks and losses caused by faults in title from an event that occurred before you owned the property.
Title insurance is different from other types of insurance in that it protects you, the insured, from a loss that may occur from matters or faults from the past. Other types of insurance such as auto, life, or health cover you against losses that may occur in the future. Title insurance does not protect against any future faults, but does protect you from risks or undiscovered interests. Another difference is that you pay a one-time premium for a policy that remains effective until the property is sold to a new owner – even if that doesn’t occur for decades.